First Home Buyer
Loans Made Simple

Buying your first home should feel exciting, not overwhelming. We'll make it simple by comparing 50+ lenders and guiding you every step of the way.

Stryve Finance mortgage brokers consulting with first home buyers

We compare your rates with 50+ lenders

Stryve Finance team discussing first home buyer strategies with clients

Helpful things to know when buying your first home

There's a lot to wrap your head around when you're buying your first home. From saving a deposit to working out what you can afford, the process can feel overwhelming. The good news is, you don't need to figure it out alone. Here are three key things to focus on first, and we'll guide you through the rest step by step.

With clear guidance and the right strategy, the path becomes much simpler. And by leaning on experts who do this every day, you'll feel confident that you're making the right moves.

Your deposit

Most lenders ask for a deposit of at least 5–20%. Government schemes can help you get there faster, and we'll show you what you qualify for.

Your price range

Your budget isn't just the property price. Stamp duty, repayments and ongoing costs all matter. We'll help you understand your true buying power.

Your loan

Every lender is different. We compare 50+ banks and lenders to find a first home buyer loan that fits your goals, not the bank's.

Schemes and grants

There are government incentives designed to make your first home more affordable. From cash boosts to stamp duty savings, we'll help you understand what you're eligible for and handle the paperwork, so nothing gets missed.

First Home Owner Grant (FHOG)

A one-off payment designed to help with the cost of buying or building your first home. In some cases, this can be tens of thousands of dollars off your purchase price. We'll guide you through the eligibility rules and make sure you don't miss out.

Stamp Duty Savings

Stamp duty is often one of the biggest upfront costs for first home buyers. Depending on your state and property price, you may pay little or no duty at all — which can save you thousands. We'll calculate what you owe upfront so there are no surprises.

Home Guarantee Scheme

This scheme lets you buy with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI), which can save you tens of thousands. Places are limited and fill quickly, so we'll check if you're eligible and secure a spot for you.

Guides made for first home buyers

Buying your first home comes with a lot of questions, and we've put together simple, practical guides to give you the answers. Explore our learning hub for tips, insights, and step-by-step advice.

Not sure where to start?

Not sure where to start?

We’ll build a tailored first home buyer plan that shows your options, grants, and next steps.

First Home Buyer Schemes Explained

First Home Buyer Schemes Explained

Confused about grants, stamp duty savings, or the Home Guarantee Scheme? Our in-depth guide breaks it all down in plain English.

First Home Owner Grant Eligibility and Rules

First Home Owner Grant Eligibility and Rules

Find out if you qualify for the FHOG and how much you could receive.

Avoid 30 Common First Home Buyers Mistakes

Avoid 30 Common First Home Buyers Mistakes

Learn from others’ slip-ups and avoid costly mistakes on your journey.

8 Tips for first-time buyers

8 Tips for first-time buyers

Practical tips to grow your deposit faster and get into your first home sooner.

Work out your numbers in minutes

Knowing your numbers upfront takes away a lot of the stress. Our free calculators give you a quick snapshot of what you can afford, what you'll pay, and how much extra costs like stamp duty could be.

Borrowing Capacity Calculator

Borrowing Capacity Calculator

See how much a lender may let you borrow based on your income, deposit, and expenses.

Stamp Duty Calculator

Stamp Duty Calculator

Work out exactly how much stamp duty you’ll pay and check if you qualify for first home buyer exemptions.

Loan Repayment Calculator

Loan Repayment Calculator

Understand what your monthly repayments could look like at different loan amounts and interest rates.

Our 5-stage first home buyer process

Buying your first home can feel like a maze, but with the right guide, it's straightforward. We've helped thousands of Aussies through this journey, and here's how we'll walk you through it step by step.

You don't have to figure it out alone — we'll be with you at every stage.

01

Explore

Work out what kind of home could be the right fit for your budget and lifestyle. We'll talk about your goals and where you'd like to be.

02

Research

Understand your borrowing power, deposit options, and any grants you might qualify for. This gives you a clear picture of your price range.

03

Borrow

We'll compare 50+ banks and lenders, explain the pros and cons, and secure your pre-approval so you can shop with confidence.

04

Buy

You find the home you love, and we'll handle the loan paperwork behind the scenes. No stress, no jargon.

05

Settle

We'll guide you right through settlement day, then check in with you every six months to make sure your loan still works for you.

Frequently asked questions

What our customers
say about us

Don't just take our word for it. See what hundreds of satisfied clients across Sydney say about their experience with Stryve Finance.

Nate and Dylan were extremely helpful in helping us secure our new home. They were easy to contact from day one, and answered any questions we had. We felt reassured at all times and are very grateful for their patience with us. I have recommended Stryve to 3 friends now who have all been successful in achieving their goals of purchasing their homes. We are so happy with the service and will definitely keep on recommending Stryve to our family and friends.

Whitney Tran

Whitney Tran

Homeowner

I never had a problem with Dylan. From the start of our journey on mortgage til the very end and even with refinancing, he/they were very helpful, transparent, honest and really keen to help their clients! Highly recommended.

Cristianne Del Valle

Cristianne Del Valle

Homeowner

On behalf of my husband and I, we would like to truly thank Dylan Bertovic for all his assistance in helping us with our new loan - approved in time before our settlement. Dylan worked above and beyond expected. He took the time to explain every step and process with us. Any questions we had, Dylan would go out of his way to ensure they were answered. He made the process stress free and ensured we got the best possible deal. We highly recommend Dylan to all our family and friends.

Merna Yalda

Merna Yalda

Homeowner

Nate is great to work with, very knowledgeable, responsive and genuinely invested in helping me find the right solution. Highly recommend this firm to anyone looking for reliable, competitive and professional brokerage services.

Julia

Julia

Homeowner

Dylan has not only been a longtime friend, but also the trusted mortgage broker of choice for my family. He answers the phone at all hours, communicates extensively through all steps of a sometimes-complicated process and manages my risk. He has a straight to the point approach which I appreciate. Simply gets the job done, and gets it done very quickly. Thanks for everything Dylan, you're a champion broker and a good mate.

Christian Barać

Christian Barać

Homeowner

Nate and Dylan were the ultimate professionals in securing a home loan to help us purchase our first home! Following the purchase of our home, they have continued to provide their exceptional service and have been able to secure two rate reductions in six months! Being self-employed wasn't an issue for me as Nate knew the process back-to-front and was able to provide sound advice throughout the application process.

Justin Tomas

Justin Tomas

Homeowner

It was an absolute brilliant experience with Stryve. Our first purchase was with Dylan he was always clear re: the next steps, quick to respond, never tired of questions and went over and above with communication. We went back and used him again for our next investment and the experience was just as wonderful as the first. Stryve also reviews our loans every 6 months to make sure we are getting the best rates on offer. We couldn't ask for more!

Amber Motii

Amber Motii

Homeowner

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Ready to buy your first home?

Let's build your first home buyer strategy together.

We'll show you your options, explain the grants and schemes you qualify for, and take care of the loan paperwork so you can focus on finding the right home.

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Stryve Finance mortgage broker assisting first home buyer with loan application