What does a mortgage broker do that I can't do myself?

A mortgage broker acts as your personal guide through the home loan process. We have access to multiple lenders and can find options you might not discover on your own. At Stryve Finance, we save you time by handling paperwork, negotiating with lenders, and finding competitive rates tailored to your specific situation. Our expertise helps you avoid common pitfalls and potentially save thousands over the life of your loan.

How much deposit do I need for my first home in Sydney?

Most lenders require at least a 5-20% deposit of the property's value. For first home buyers in Sydney, we can help you access various options including loans with as little as 5% deposit (though this typically incurs Lenders Mortgage Insurance). We also guide you through government schemes like the First Home Guarantee and NSW First Home Buyer Assistance Scheme that can reduce your upfront costs significantly.

What government grants are available for first home buyers in NSW?

First home buyers in NSW may be eligible for several benefits: the First Home Owner Grant (FHOG) of $10,000 for new homes valued under $750,000, stamp duty concessions for properties under $800,000, the First Home Guarantee scheme allowing purchases with just 5% deposit without LMI, and the First Home Super Saver Scheme to withdraw voluntary super contributions for your deposit. At Stryve Finance, we'll assess your eligibility for all available schemes.

How can refinancing my home loan save me money?

Refinancing can save you money in several ways: securing a lower interest rate (even a 0.5% reduction can save thousands over your loan term), consolidating debt, reducing loan terms, accessing better features, or releasing equity for renovations or investments. Our Stryve team analyses your current loan against the market to identify potential savings and manages the entire refinancing process to ensure you get maximum benefit with minimum hassle.

What types of asset finance do you offer?

Stryve Finance offers comprehensive asset finance solutions including: equipment finance for business assets, commercial vehicle loans, chattel mortgages, finance leases, operating leases, and novated leases. We work with you to structure the right type of finance that optimises your tax position and cash flow, whether you're a tradesperson needing a new ute or a business owner upgrading equipment.

Is there a fee for using Stryve Finance's mortgage broking services?

In most cases, our mortgage broking service comes at no direct cost to you. We receive commissions from lenders when your loan settles. This arrangement ensures our interests align with yours – we only get paid when we successfully secure you a suitable loan. We're committed to full transparency and will clearly disclose any applicable fees and commissions during our initial consultation.

How long does the home loan application process take?

The timeline varies depending on your situation and chosen lender, but typically: pre-approval can be obtained within 1-3 days, formal approval takes 5-10 business days after submitting a complete application, and settlement usually occurs 4-6 weeks after signing contracts. At Stryve Finance, we expedite this process by ensuring your application is thoroughly prepared and by maintaining close communication with all parties involved.

Can you help if I have a complicated financial situation?

Absolutely. We specialise in finding solutions for clients with complex financial circumstances including self-employed individuals, contractors, those with credit issues, or unique income structures. Our extensive lender panel includes specialist lenders who look beyond traditional assessment criteria. We take the time to understand your unique situation and advocate on your behalf to find appropriate lending options.

Strategic Lending Advice,
Whatever You're Building.

Stryve structures lending across multiple properties, self-employed and trust income. As a long-term advisor, not a one-off transaction.

What brings you here?

Buy my first home Refinance Invest in property I'm self employed

Or book a free strategy call

Based on 250+ reviews

Elite Broker Winner 2024 & 2025

We compare your rates with 50+ lenders

Think your situation is too complicated?
Good. That's our specialty.

Self-employed income, a growing portfolio, or a structure most brokers shy away from. The tricky cases are the ones we do best.

Lending, with your best interest at heart

Stryve takes the stress out of loans. Whether you're buying your first home, refinancing or self-employed, we guide you every step of the way with clear advice and zero pressure.

Services	Stryve	Traditional lender	Online lender
A real advisor across your whole portfolio
Access to 50+ lenders, not one product
Structuring for self-employed & complex income
Broker fees paid by the lender, not you
Strategy for portfolios that don’t fit the standard box

Stryve Advantage

A real advisor across your whole portfolio
Access to 50+ lenders, not one product
Structuring for self-employed & complex income
Broker fees paid by the lender, not you
Strategy for portfolios that don’t fit the standard box

Traditional banks

Limited to single product lines, rigid assessment of complex income, and slower processing time for non-standard applications.

Online lenders

Fast for simple loans, but no strategy, no structuring advice, and no one to call when your situation doesn't fit the algorithm.

Expert guidance, tailored solutions

We provide personalised strategies and hands-on support to help your business navigate challenges and achieve sustainable growth.

Self-employed mortgage

Tailored loans for self-employed professionals with flexible verification options and competitive rates.

First home buyer loans

Step into your first home with expert guidance, government grants, and tailored support.

Investor loans

Grow your property portfolio with strategic finance options and tax-effective structures.

Refinancing

Lower your interest rate or access equity with expert refinancing guidance.

Renovation loans

Transform your home with financing that fits your renovation plans perfectly.

Construction loans

Build your dream home with flexible construction loan solutions and progress payment.

Asset & equipment finance

Get the tools and vehicles you need to grow your business with competitive rates.

Not sure where to start?

Let our team assess your scenario and match you with the right lender.

How we
make it easy

Home loans don’t need to be confusing or stressful. Here’s how we guide you from “Where do I start?” to “You’re approved.” with expert support every step of the way.

Stryve brokers comparing loan options at their desks

Tell us about you

We'll start with a few quick questions or a friendly call. This helps us understand your goals, timeline, and what's most important to you.

Sit back while we compare rates

We search across 50+ lenders to shortlist the smartest options for you. No guesswork, no bank bias, just clear advice built around your needs.

Get approved

Once you’re ready, we’ll guide you through the application from start to settlement. Fast, transparent, and fully supported the whole way through.

Ready when you are.

No obligation, just a clear next step.

What our clients say about us

Hear from the people who trust us to deliver results. Real stories, real impact.

Michael O'Malley

30 Aug 2026

Dylan and the Stryve Team have been so amazing during our search for a first home. Dylan was so communicative, patient and knowledgable and kept us updated throughout the whole process. I can’t recommend them enough!

Tanvi Mara

19 Aug 2026

My partner & I have had a fantastic experience with Stryve Finance. Dylan and Douglas were incredibly helpful, responsive and supportive throughout the entire process. We’re very grateful for their help and would highly recommend Stryve to anyone looking for a reliable and knowledgeable mortgage broker.

JAMES HARVEY

18 Aug 2026

Dylan and the team at Stryve are exceptional. He made the process so easy to understand and helped secure the loan I was after. A special mention to how efficient the team are and can move things really quickly when needed. Can’t thank them enough for everything they’ve done. Strongly recommend if you’re looking for a first class mortgage broker!

Alexia

18 Aug 2026

Dylan and the team at Stryve made the pre approval process feel exciting and easy as it should! Cannot recommend them enough

Hollie

12 Aug 2026

Dylan and the team from Stryve are absolutely incredible. So grateful we have Dylan as our broker, he explains things very clearly, and has always been very reliable and dependable if we have ever had any questions - incredible customer service where you feel really taken care of, heard and supported. Stryve have their finger on the pulse when it comes to their knowledge of the current market and the lenders to go with. I highly recommend going with these guys as your brokers, especially with navigating the current climate!

Deborah Chouart

12 Aug 2026

Dylan has done a sensational job in helping me achieve my dream of purchasing a property. He has always been prompt in responding to my numerous enquiries, supporting me and guiding me through the whole process. Dylan and the stryve team have conducted themselves very professionally with brilliant results, I would recommend them to anyone in need of a broker. Dylan has been a pleasure to deal with, Thank you for everything.

Dillon Andrew Krogh

12 Aug 2026

Service. Quality. Integrity. 3 words I would use to summarize my experience with Stryve. Genuinely, these guys are the best in the business! Thanks again to Dylan and the team.

12 Aug 2026

Dylan and his team were proactive, professional and kept us informed throughout the entire process. Cannot recommend them highly enough. They listen and tailor the needs of their clients and focus on getting the abosulte best results. 5/5 for us.

See 250+ satisfied clients

Michael O'Malley

30 Aug 2026

Tanvi Mara

19 Aug 2026

JAMES HARVEY

18 Aug 2026

Alexia

18 Aug 2026

Dylan and the team at Stryve made the pre approval process feel exciting and easy as it should! Cannot recommend them enough

Hollie

12 Aug 2026

Deborah Chouart

12 Aug 2026

Dillon Andrew Krogh

12 Aug 2026

Service. Quality. Integrity. 3 words I would use to summarize my experience with Stryve. Genuinely, these guys are the best in the business! Thanks again to Dylan and the team.

12 Aug 2026

Katie Field

11 Aug 2026

We can't recommend Dylan and his team at Stryve (shout-out Stefano) highly enough. We came to them with a fairly involved refinance request and expected it to be stressful. Instead, it was the exact opposite. Every step was explained clearly and concisely, with clean, easy-to-understand breakdowns and no confusing jargon. They consistently offered insights that helped my partner and I feel genuinely informed and confident in the decisions we were making. What could have been a complicated, drawn-out process felt easy from start to finish. Cheers to the team at Stryve!

joshua day

06 Aug 2026

Dylan and the team are second to none! Great advice, combined with prompt approvals. I wouldn’t use anyone else.

Jack Aird

30 July 2026

Cannot recommend Dylan and the team at Stryve enough! We've had an awesome experience and have had excellent results. The team has amazing communication, responsiveness and gives great guidance.

Josh George

30 July 2026

Could not recommend Stryve enough. Dylan and the rest of the team are experts who always provide great advice, and they're also very prompt and patient with every question. Their communication throughout the whole process made everything so much easier. Highly recommend them to anyone looking for a team that truly knows what they're doing!

Sadie Yammine

11 July 2026

Dylan and Douglas from Stryve Finance came recommended to us. Im so glad we decided to go ahead and use them as our brokers. They got the loan approved in a very short time period. They also managed to get us a very competitive rate. They responded to emails and phone calls immediately. Dylan has been working in the industry for over 10 years and has made the process easy and got us to settlement in a timely manner. They were both very approachable and cannot recommend them enough

Hernandeezzz Christopher

27 May 2026

The team at Stryve have a great work ethic and it shows from their ongoing support to questions and assistance throughout the whole process. They have also maintained continuous communication making this a seamless journey from start to finish.

B Owen

25 May 2026

Awesome experience dealing with Dylan at Stryve Finance. He made the whole process easy to understand and seamless from start to finish. Highly recommend Stryve if you're looking for a top-tier broker.

Luke Walsh

22 May 2026

Dylan and the team at Stryve are absolute legends. My partner and I are extremely grateful to have Dylan as our mortgage broker. Their knowledge of the banks and problem solving made my new loan feel so easy and their customer service was extremely efficient. I can't recommend them highly enough!

Tamara P.D

12 May 2026

A big thank you to the team at Stryve Finance, especially Marko and Nate, for making the whole process seamless and easy. They made everything clear from start to finish. I couldn’t recommend them more.

Khrystyne Cordi

24 Apr 2026

The whole team at Stryve are absolutely amazing, communication is flawless and they keep you informed every step of the way. Nate and Dylan explain processes and next steps clearly and are always proactive. I've used them for two mortgages and they have been able to get me great deals and work around any issues I've had. I highly recommend Stryve and the team.

Mark Brady

24 Apr 2026

Absolutely outstanding. From start to finish my broker Dylan and hands on marko were there to get the best lender and great percentage on mortgage. Marko was there to walk me thru any misunderstandings rite to the very end. Not only got a better interest rate but less monthly repayments. Can't thank these guys enough. Thankyou kindly

Ashley Robins

22 Apr 2026

Dylan and Douglas made this transaction very easy, the communication was great and they did not shy away from any challenges. I will most definitely be using them in the future and referring them to friends and family .

Alex Alinejad

21 Apr 2026

The team at Stryve were fantastic to deal with. As an accountant, I really appreciate working with professionals I can confidently refer my clients to. They’re efficient and easy to communicate with, making the whole process smooth from start to finish. Highly recommend.

Shannon Cusack

17 Apr 2026

Nate and the team have been exceptional! They have exceeded all of my expectations!

Alex

08 Apr 2026

Excellent team that are honest, efficient and really know what they are doing. The entire home loan process was effortless. At no point did I feel like I needed to chase things up because they were done before they even crossed my mind. Would give the team 6/5 if I could on Google. Highly recommend!!!

And many other satisfied clients

See 250+ satisfied clients

Frequently asked questions

Ready to dive in?
Start your application today.

Whether you're buying, investing or renovating, we can help you secure the right finance.

Stryve advisor talking a client through their options

From the blog

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Line of Credit Home Loan vs Refinancing: Which Suits You?

September 15, 20269 min read

Compare a line of credit home loan to a cash-out refinance across cost, flexibility and risk. Independent broker guide with worked equity examples.

View blog

Strategic Lending Advice,
Whatever You're Building.

Think your situation is too complicated?
Good. That's our specialty.

Lending, with your best interest at heart