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As a homeowner, you’ve taken a significant step towards building equity and creating a place of comfort and security — now, you wonder if it’s better to pay off your mortgage faster. You’ve thought being mortage-free sooner to unburden yourself from those monthly repayments and open doors to new possibilities.

Saving money, e.g., genuine savings, is an important way to reach financial goals, whether it’s building an emergency fund or saving for retirement. But not all savings are the same. Genuine savings are a unique way to save money that can be used to help you make significant financial progress

Saving up for a home loan minimum deposit is becoming increasingly difficult for many Australians, with the recent house price boom and increased deposit requirements making it tough for first-time buyers to infiltrate the market.  According to the First Home Buyer Report 2022 from Finder, saving up for a minimum

Buying a home is a significant achievement, but the excitement can be quickly overshadowed by the burden of a mortgage. Many Australians opt for a “set and forget” approach to their home loan, assuming that the deal they initially secure d is the best available. However, this can cost them

An average first time home buyer in Australia is finding it even more difficult to break into the real estate market, let alone save for house deposit. With the current cash rate sitting at 3.6% as of this writing, home loans have become more expensive to attain and service. To

Why refinance? The latest RBA cash rate hike (started on May 2022) has got a lot of homeowners worried about the rising costs of mortgages. Many are rushing to get their home loan health checked and shop for more competitive rates in the market — smart moves during these tough

If you’re a NSW first home buyer, chances are you’ve heard of the Shared Equity Scheme NSW. It’s an opportunity for first home buyers to get onto the property ladder by buying into a new or existing home at reduced cost. This could be just what you need to speed

Are you looking to get your foot on the property ladder and make the jump from being a renter to an owner? That’s great! But don’t forget that there are hundreds of different pathways you could take, especially when it comes to managing your home loan. From choosing which lender

Tired of dreaming about that perfect home, only to be told by the bank that you can’t afford it? It’s time we do something about that — and we’re about to spill the beans on how to increase borrowing capacity in this blog post. Say goodbye to renting and hello

Buying a home is a daunting process, but it can be made easier with guarantor loans.  You’re likely to have heard of these kinds of loans from well-meaning friends and family members — and for a good reason! These loans make it possible for first home buyers to enter the

About to take out your first home buyer loan? Getting those first time buyer anxieties over the formality of the process? Searching for your first home can be overwhelming, especially if you’re unfamiliar with the jargon and ins and outs of the process. Lenders Mortgage Insurance (LMI) may sound like

Are you self employed and looking at getting a home loan to buy your first home? Self-employment can be a great way to earn your own income and be in charge of your own destiny, but it does come with some extra considerations when it comes to taking out home loans.

As a first time home buyer in NSW, there’s a good chance you’ll hear about the First Home Buyer Choice scheme (FHBC). As a state with steep property prices Sydney buyers are faced with this headwind; however, this scheme is aimed to help a NSW first home buyer like you

Home loans are a huge financial commitment – so it’s important to do everything you can to increase your chances of being approved. One way to improve your eligibility is to provide rental history that shows you’ve been a responsible tenant. If you’re one of the many young Australians out

Are you in the market for your first home and need a mortgage broker’s help in getting a home loan When most people think of mortgages, they think of going directly to banks. But mortgage brokers can be a good, if not a better resource when looking for a home

Buying an investment property can be a great way to secure your financial future. There are many benefits to investment property, including the potential for capital growth, rental income and tax advantages.  However, it’s important to do your research and seek professional advice from experts (i.e., finance broker Australia) before

During a home loan approval process, what do lenders watch out for when accepting applications? When buying a new home, lenders want to see that you have outstanding financial health to cover the cost of the purchase price plus interest and fees, and maintain your home loan.  The mortgage lending

Are you worried about the rising cost of living? Are you currently in the middle of your 30-year (or more) mortgage and thought to yourself “How can I pay my mortgage off faster?”? If yes, then you should consider paying off your mortgage early to avoid dealing with long-term mortgage

You may be able to tap into your home’s equity to finance improvements or upgrades to your property. Learn more about it in this article.

Are you looking to consolidate your debts? Wanting to take advantage of lower interest rates from another bank or getting another loan to pay off your current one? Do you wish your current lender’s interest rate were a bit more competitive?  If so, refinancing your home loan might be something

Searching for the best suburbs to invest in Sydney 2022? In this guide we have put the latest data and expert insight into how the Sydney housing market performed in 2021together . We have also included real estate experts’ projections for how the Sydney housing market will perform in 2022

Are you looking for a loan to start your own business? We’re here to help you out! Read this article to learn more.

A home loan health check is an important step towards getting a better mortgage rate. Read on to discover what it involves!

Are you ready to refinance? It’s time to talk about your options! Get started by asking these questions.

It takes some time to build up enough savings to qualify for a mortgage, but once you do, there are several things you should be aware of when applying for a home loan.