FLEXIBLE LENDING SOLUTIONS
FOR EQUIPMENT AND ASSET FINANCE
We can help you purchase key items for your trade business!
Expert Asset Finance Brokers
We are your asset finance brokers ready to help you scale your business
Welcome to Stryve Finance, your trusted partner for solutions on equipment and asset finance Australia. We specialise in broking services for those seeking business asset financing for light commercial, commercial equipment, computers, technology, and goods. We help you position yourself for success whether it’s personal and business-related.
At Stryve Finance, we understand that obtaining equipment and asset loans is paramount to the success of your business. That’s why we make the process easy and stress-free for you. Our wide asset finance provider network and partnerships with credible asset finance companies ensure that we can secure the right possible financing options.
We can also source motor vehicle finance options for you, whether it’s personal or business-related. Contact us today and let us help you achieve your business goals with our finance equipment solutions.
About Asset Finance
What is asset finance?
Equipment and asset finance is a type of financing that involves using an asset as collateral to secure a loan or lease agreement. This can include equipment, vehicles, machinery, or other tangible assets.
The asset financing can be used to acquire or lease the asset, and the borrower typically makes payments over a set period of time until the loan or lease is paid off. Asset finance can be a useful tool for businesses that need finance loans to acquire assets because they do not have the cash on hand to purchase them outright.
Strye Finance is your one-stop shop solution for loans on assets and equipment.
Motor Vehicle
Whether it’s personal or commercial use, we can source motor vehicle finance options for you.
Equipment
We can help you obtain finance for the following:
- Light commercial
- Commercial equipment
- Computers
- Technology
- Goods
Other
Regardless of the nature of the asset, we will aim to help you get finance. Here are some additional finance options we can offer;
- Caravan
- Boats
- Trailers
We assist in car finance solutions too!
We don’t just do home loans, we cover all finance aspects within asset finance – including car loans.
Why Choose Us
Why Stryve Finance?
At Stryve Finance, we’re all about providing a one-stop-shop finance solution for anyone looking to get equipment and asset finance. We’re not your average finance folks: we listen to you and make your experience our top priority.
We know the mortgage and finance industry inside out, and we’re always pushing the boundaries to transform traditional customer service into a personalised experience that exceeds your expectations.
We take the time to understand your needs, and we’ll work with you to create a solution that works for you in the short and long-term. It’s all about alignment – our goals are your goals.
If you need equipment and asset finance, Stryve Finance is the place to be!
FAQs on Finance For Business Equipment and Assets
What are the different types of equipment finance available in Australia?
There are several types of equipment finance available in Australia, including hire purchase agreements, chattel mortgages, equipment leasing, and operating leases. Each of these options has different benefits and drawbacks, depending on the business’s individual circumstances.
What types of businesses can benefit from equipment finance?
It can be any business that requires equipment to operate, grow or expand can benefit from equipment finance. This includes businesses in the construction, agriculture, manufacturing, transportation, and technology industries, among others.
Can new businesses or startups access equipment finance?
Yes, new businesses or startups can access equipment finance. However, they may be required to provide additional documentation or meet stricter lending criteria, as they may not have a proven track record of financial stability.
What factors do lenders consider when deciding whether to approve asset and equipment loan for business?
Lenders will typically consider a range of factors when deciding whether to approve equipment finance, including the business’s financial history, creditworthiness, and the type of equipment being purchased. They may also consider the business’s industry and the length of time it has been operating.
Can equipment finance be used for both new and used equipment?
Yes, equipment finance can be used for both new and used equipment. However, the loan terms and interest rates may differ depending on the age and condition of the equipment.
Can businesses negotiate loan terms or interest rates with an equipment and asset finance provider?
Yes, but this depends on the lender’s policies and the business’s financial circumstances. It is best to get an asset finance broker on board who not only will negotiate for great deals on your behalf, but also help you understand the fine print.
Is equipment finance better than purchasing equipment outright?
Whether equipment finance is better than purchasing equipment outright depends on the business’s financial disposition. A business loan for equipment and assets can be a useful tool for businesses that need to conserve cash flow, as it allows them to pay for equipment over time. However, businesses should consider the interest rates and fees associated with equipment finance and weigh them against the cost of purchasing the equipment outright.
Can equipment finance be used to purchase equipment overseas?
Yes, equipment finance can be used to purchase equipment overseas. However, there may be additional fees or requirements associated with international transactions. Businesses should ensure they understand the risks and benefits of purchasing equipment overseas before proceeding.
What are the advantages of equipment finance compared to other types of business finance?
Equipment finance can be more advantageous than other types of business finance, i.e., unsecured loans or lines of credit. This is because a loan for equipment is often easier to obtain and has lower interest rates. Additionally, the equipment itself can be used as collateral for the loan, which can make it easier to secure the financing.
Can businesses obtain equipment finance for multiple pieces of equipment at once?
Yes, businesses can obtain equipment finance for multiple pieces of equipment at once. This can be useful for businesses that need to upgrade or replace several pieces of equipment at the same time.
What are the risks associated with equipment finance?
The risks associated with business loans equipment can include defaulting on the loan or lease agreement, which can result in the lender repossessing the equipment and potentially harming the business’s operations. Businesses may be also subject to fees and penalties for late payments or early termination of the agreement.
See what our clients have to say about us
“I have dealt with a few banks and brokers during the course of a couple of mortgages. The experience I had with Dylan trumps all former experiences. He offers choice and guides you through the process. He takes away the headache and stress associated with mortgages and constantly keeps you updated. Dylan takes best customer practices to a whole new level and I seriously cannot thank him enough. If you're thinking about a mortgage or refinance - Dylan's your man - simple!``
Donna,
NSW“I could not fault Dylan throughout the entire experience working with him. Both husband and I are very new to the world of refinancing and home loans, etc and Dylan was so incredibly patient and clear with all information and options. He was incredibly professional, responsive and friendly and made the entire experience so easy. I will definitely be working with Dylan again in the future. Highly recommend working with Dylan to get you the best deal as painlessly as possible!``
Jordan,
ACT“Dylan was absolutely fantastic to work with, made our remortgage and investment property loan run seamlessly. Always contactable even during January holidays and Covid. Always gives 100% and attention to detail early on made the process less stressful and gave us confidence.``
Kristy,
NSW“Being a first home buyer can be a nerve-racking minefield but Dylan Bertovic from Stryve Finance made the whole process feel smooth. He checked-in regularly over a two year period (off the plan purchase) and was confident, clear and friendly in his approach. Dylan was a clear leader when other brokers failed to deliver. He was most definitely the most pleasurable person to deal with compared to everyone else in the experience. Also still managed to get us a very competitive rate considering our extremely tricky situation. He made our dream happen and for that we could not thank or recommend him enough!``
